Auto accident fraud can start to become very expensive not always because of the damage sustained by the vehicle, but because of the medical bills that begin to stack up. There are ways to determine if an uninsured motorist hit the insured’s car or if they just hit a pole in the parking lot through using sensitive microscopical analysis and Fourier Transform Infrared Spectroscopy (FTIR) testing. Through these tests can help you determine what the transferred paint actually is and if it matches up with a suspected source.
For example, we have a family that claims that they were hit by a hit and run driver and that they sustained injuries adding upwards of $50,000. In response to the claim, an SIU agent uses a field kit to get a sample of the paint that was transferred from the hit and run driver to the insured’s vehicle. After the analysis comes back we find that the transferred paint wasn’t actually automotive paint at all and that it was actually paint that is commonly used to paint a light poles in a parking lots. Using that information the insurance company is able to further investigate this claim and possibly save up to $50,000 from an unlawful claim while preventing fraud.
The field kits provided by Armstrong Forensic Laboratory contain everything that you need to arm your investigators with the tools they need to properly prevent fraud in expensive insurance claims. They contain sample collection bags, scalpels to scrape the paint, instructions and the necessary paperwork, among other helpful things. Request a paint collection kit online.
Report fraud and vehicle theft at your local law enforcement, as well as the Nation Insurance Crime Bureau at 1-800-TEL-NICB (1-800-835-6422). Your call to NICB can be anonymous and you may be eligible for a reward.
Contact Armstrong Forensic Laboratory with questions.